What the Heck Is 기업신용평가?

http://sethvrhs571.huicopper.com/20-gifts-you-can-give-your-boss-if-they-love-gieobsin-yongpyeong-ga-2

Your creditors may agree to lower your interest rates and waive certain fees, but check with all your creditors to be sure that they offer the concessions that a credit counseling organization describes to you.